Jade Card Plan

Monthly loading on card:€3,000.00
Yearly loading on card:€36,000.00
Monthly loading on IBAN:€6,000.00
Yearly loading on IBAN€72,000.00
CARD FEESFEE in EUR
Card issue fee (primary card)€ 10,00
Card issue fee (Emerald secondary card)N/A
LOADING TRANSACTIONSFEE in EUR
Load Via Debit Card Fee (IBAN)0.50% + €0.15
SEPA Incoming Load (IBAN)€ 2,50
OUTGOING TRANSACTIONSFEE in EUR
SEPA Outgoing Payment Fee (IBAN )0.15% on amount, with min €2.00 and max €6.00
International Payments – Priority (SWIFT)0.30% WITH MIN €30.00 AND MAX €300.00

 

TRANSACTIONS BETWEEN eCREDO ACCOUNTSFEE in EUR
From eCREDO IBAN to eCREDO IBAN – e2e Now€0.12 fee for transactions up to €50.00 €1.75 fee for transactions of more than €50.00
ADMINISTRATIVE TRANSACTIONSFEE in EUR
Replacement Card€10
ATM USAGEFEE in EUR
ATM Domestic (SEPA region)2.50%
ATM International (outside SEPA region)1.00% + €2.50
ATM Balance Inquiry€0.50
Pin change at ATM€0.50
POS TRANSACTIONSFEE in EUR
POS Domestic (SEPA region)NO FEE
POS International (outside SEPA region)1.00% + €1.00
DECLINE FEE ON SPENDFEE in EUR
Decline Fee€0.50
MISCELLANEOUS FEESFEE in EUR
FX Fee on card3.00%
Card to CardNO FEE
IBAN creationNO FEE
FIRST ONLINE PIN REVEAL (Dashboard)NO FEE
ALL SUBSEQUENT ONLINE PIN REVEALS (SMS only)€1.00
SPENDING LIMITS PER CARDJADE (€)
Maximum ATM Withdrawal per day750
Maximum ATM Withdrawal per month1,000.00
Maximum ATM Withdrawal per year12,000.00
ATM Maximum Number of Withdrawals per day3
POS Maximum Spend per day3,000.00
POS maximum Spend per month3,000.00
POS maximum Spend per year36,000.00
POS maximum Spend per single transaction3,000.00
POS Maximum Number of Transactions per day20
LOADING LIMITSJADE EUR IBAN (€)JADE Mastercard (€)
Initial Load Maximum6,000.003,000.00
Max individual Reload Amount6,000.003,000.00
Max load limit per day6,000.003,000.00
Max number of loads per day2020
Maximum load amount per month6,000.003,000.00
Maximum cumulative Yearly Load72,000.0036,000.00
Maximum Available Balance10,000.0010,000.00
Max transfers between your accounts per day53

Emerald Card Plan

Monthly loading on card:€6,000.00
Yearly loading on card:€72,000.00
Monthly loading on IBAN:€20,000.00
Yearly loading on IBAN:€240,000.00
CARD FEESFEE in EUR
Card issue fee (primary card)€ 5,00
Card issue fee (Emerald secondary card)€5.00 each card
LOADING TRANSACTIONSFEE in EUR
Load Via Debit Card Fee (IBAN)0.50% + €0.15
SEPA Incoming Load (IBAN)NO FEE
OUTGOING TRANSACTIONSFEE in EUR
SEPA Outgoing Payment Fee (IBAN)0.15% on amount, with min €2.00 and max €6.00
International Payments – Priority SWIFT0.30% WITH MIN €30.00 AND MAX €300.00

 

TRANSACTIONS BETWEEN eCREDO ACCOUNTSFEE in EUR
From eCREDO IBAN to eCREDO IBAN – e2e Now€0.12 fee for transactions up to €50.00 €1.75 fee for transactions of more than €50.00
ADMINISTRATIVE TRANSACTIONSFEE in EUR
Replacement Card€10
ATM USAGEFEE in EUR
ATM Domestic (SEPA region) 3 x NO FEE ATM withdrawals per calendar month with threshold €200 each withdrawal2.50%
ATM International (outside SEPA region)1.00% + €2.50
ATM Balance Inquiry€ 0.50
Pin change at ATM€ 0.50
POS TRANSACTIONSFEE in EUR
POS domestic (SEPA region)NO FEE
POS International (outside SEPA region)1.00% + €1.00
DECLINE FEE ON SPENDFEE in EUR
Decline Fee€0.50
MISCELLANEOUS FEESFEE in EUR
FX Fee on card3.00%
Card to CardNO FEE
IBAN creationNO FEE
FIRST ONLINE PIN REVEAL (Dashboard)NO FEE
ALL SUBSEQUENT ONLINE PIN REVEALS (SMS only)€1.00
SPENDING LIMITS PER CARDEMERALD CARD (€)
Maximum ATM Withdrawal per day750
Maximum ATM Withdrawal per month1,000.00
Maximum ATM Withdrawal per year12,000.00
ATM Maximum Number of Withdrawals per day3
POS Maximum Spend per day6,000.00
POS maximum Spend per month6,000.00
POS maximum Spend per year36,000.00
POS maximum Spend per single transaction3,000.00
POS Maximum Number of Transactions per day20
LOADING LIMITSEMERALD EUR IBAN(€)EMERALD Mastercard(€)
Initial Load Maximum10,000.005.000.00
Max individual Reload Amount20,000.005.000.00
Max load limit per day20,000.005.000.00
Max number of loads per day2020
Maximum load amount per month20,000.006,000.00
Maximum cumulative Yearly Load240,000.0072,000.00
Maximum Available Balance20,000.0010,000.00
Max transfers between your accounts per day53

NOTES:

The top-up/loading limits of eCREDO’s Mastercard and eCREDO’s EUR IBAN are separate.

eCREDO’s Mastercard should be loaded from the IBAN.

*Debit card loads for Jade and Emerald is 2 per day for each card plan. You can also load your IBAN with SEPA transfer.

**Maximum Card Available Balance: this is a cumulative amount across all currency wallets and the Mastercard, so the total aggregate value, across all the currencies should not exceed the stated amount.

**Maximum IBAN Available Balance: this is a cumulative amount currently held in the IBAN.

Onyx Card Plan

Monthly loading on card:€55,000.00
Yearly loading on card:€660,000.00
Monthly loading on IBAN:€110,000.00
Yearly loading on IBAN:€1,320,000.00
CARD FEESFEE in EUR
Card Fee (including activation)NO FEE
Inactivity feeNO FEE
Monthly Service Charge€68.95
LOADING TRANSACTIONSFEE in EUR
SEPA Incoming Load (IBAN)NO FEE
OUTGOING TRANSACTIONSFEE in EUR
SEPA Outgoing Payment Fee (using IBAN and BIC)NO FEE
International Payments Outgoing – Priority SWIFT0.30% WITH MIN €30.00 AND MAX €300.00
TRANSACTIONS BETWEEN eCREDO ACCOUNTSFEE in EUR
From eCREDO IBAN to eCREDO IBAN – e2e Now€0.12 fee for transactions up to €50.00 €1.75 fee for transactions of more than €50.00
ADMINISTRATIVE TRANSACTIONSFEE in EUR
Replacement Card€10
ATM USAGEFEE in EUR
ATM Domestic (SEPA region) 3 x NO FEE ATM withdrawals per calendar month with threshold €300 each withdrawal2.00%
ATM International (outside SEPA region)1.00% + €2.00
ATM Balance Inquiry€0.50
Pin change at ATM€0.50
POS TRANSACTIONSFEE in EUR
POS Domestic (SEPA region)NO FEE
POS International (outside SEPA region)1.00% + €1.00
DECLINE FEE ON SPENDFEE in EUR
Decline Fee€0.50
MISCELLANEOUS FEESFEE in EUR
FX Fee on card2.00%
Card to CardNO FEE
IBAN creationNO FEE
FIRST ONLINE PIN REVEAL (Dashboard)NO FEE
ALL SUBSEQUENT PIN REVEALS (SMS only)€1.00
SPENDING LIMITSONYX (€)
Maximum ATM Withdrawal per day550.00
Maximum ATM Withdrawal per month2,200.00
Maximum ATM Withdrawal per year26,400.00
ATM Maximum Number of Withdrawals per day3
POS Maximum Spend per day11,250.00
POS maximum Spend per month55,000.00
POS maximum Spend per year660,000.00
POS maximum Spend per single transaction5,500.00
Max transfers between your accounts, and between eCREDO IBANs (daily)20
LOADING LIMITSONYX EUR IBANONYX Mastercard (€)
Initial Load Maximum50,000.0011,250.00
Max individual Reload Amount50,000.0011,250.00
Max load limit per day50,000.0011,250.00
Max number of loads per day2020
Maximum load amount per month110,000.0055,000.00
Maximum cumulative Yearly Load1,320,000.00660,000.00
Maximum Available Balance100,000.0010,000.00
Max transfers between your accounts per day55

Ruby Card Plan

Monthly loading on card:€110,000.00
Yearly loading on card:€1,320,000.00
Monthly loading on IBAN:€1,000,000.00
Yearly loading on IBAN:€3,000,000.00
CARD FEESFEE in EUR
Card Fee (including activation)NO FEE
Inactivity feeNO FEE
Monthly Service Charge€99.95
LOADING TRANSACTIONSFEE in EUR
SEPA Incoming Load (IBAN)NO FEE
OUTGOING TRANSACTIONSFEE in EUR
SEPA Outgoing Payment Fee (using IBAN and BIC)NO FEE
International Payments Outgoing – Priority SWIFT0.30% WITH MIN €30.00 AND MAX €300.00
TRANSACTIONS BETWEEN eCREDO ACCOUNTSFEE in EUR
From eCREDO IBAN to eCREDO IBAN – e2e Now€0.12 fee for transactions up to €50.00 €1.75 fee for transactions of more than €50.00
ADMINISTRATIVE TRANSACTIONSFEE in EUR
Replacement Card€10
ATM USAGEFEE in EUR
ATM Domestic (SEPA region) 3 x NO FEE ATM withdrawals per calendar month with threshold €500 each withdrawal1.50%
ATM International (outside SEPA region)1.00% + €1.50
ATM Balance Inquiry€0.50
Pin change at ATM€0.50
POS TRANSACTIONSFEE in EUR
POS Domestic (SEPA region)NO FEE
POS International (outside SEPA region)1.00% + €1.00
DECLINE FEE ON SPENDFEE in EUR
Decline Fee€0.50
MISCELLANEOUS FEESFEE in EUR
FX Fee on card2.00%
Card to CardNO FEE
IBAN creationNO FEE
ALL SUBSEQUENT ONLINE PIN REVEALS (SMS only)€1.00
FIRST ONLINE PIN REVEAL (Dashboard)NO FEE
SPENDING LIMITSRUBY (€)
Maximum ATM  Withdrawal per day1,100.00
Maximum ATM  Withdrawal per month4,400.00
Maximum ATM  Withdrawal per year52,800.00
ATM Maximum Number of  Withdrawals per day3
POS Maximum Spend per day22,500.00
POS maximum Spend per month110,000.00
POS maximum Spend per year1,320,000.00
POS maximum Spend per single transaction11,000.00
Max transfers between your accounts, and between eCREDO IBANs (daily)20
LOADING LIMITSRUBY EUR IBANRUBY Mastercard (€)
Initial Load Maximum200,000.0022,500.00
Max individual Reload Amount200,000.0022,500.00
Max load limit per day200,000.0022,500.00
Max number of loads per day2020
Maximum load amount per month1,000,000.00110,000.00
Maximum cumulative Yearly Load3,000,000.001,320,000.00
Maximum Available Balance500,000.0025,000.00
Max transfers between your accounts per day55

NOTES:

The top-up/loading limits of eCREDO’s Mastercard and eCREDO’s EUR IBAN are separate.

eCREDO’s Mastercard should be loaded from the IBAN.

*Debit card loads for Jade and Emerald is 2 per day for each card plan. You can also load your IBAN with SEPA transfer.

**Maximum Card Available Balance: this is a cumulative amount across all currency wallets and the Mastercard, so the total aggregate value, across all the currencies should not exceed the stated amount.

**Maximum IBAN Available Balance: this is a cumulative amount currently held in the IBAN.

Subscribe to our newsletter

Scroll Up

We use cookies to give you the best online experience. By agreeing you accept the use of cookies in accordance with our cookie policy.

Privacy Settings saved!
Privacy Settings

When you visit any web site, it may store or retrieve information on your browser, mostly in the form of cookies. Control your personal Cookie Services here.

These cookies are necessary for the website to function and cannot be switched off in our systems.

In order to use this website we use the following technically required cookies
  • wordpress_test_cookie
  • wordpress_logged_in_
  • wordpress_sec

For perfomance reasons we use Cloudflare as a CDN network. This saves a cookie "__cfduid" to apply security settings on a per-client basis. This cookie is strictly necessary for Cloudflare's security features and cannot be turned off.
  • __cfduid

Decline all Services
Accept all Services