Jade Card Plan
| Monthly loading on card: | €3,000.00 |
| Yearly loading on card: | €36,000.00 |
| Monthly loading on IBAN: | €6,000.00 |
| Yearly loading on IBAN | €72,000.00 |
| CARD FEES | FEE in EUR |
| Card Fee (including activation) | NO FEE |
| Inactivity fee | NO FEE |
| Monthly Service Charge | NO FEE |
| LOADING TRANSACTIONS | FEE in EUR |
| Load Via Debit Card Fee (IBAN) | 0.50% + €0.15 |
| SEPA Incoming Load (IBAN) | NO FEE |
| SPENDING TRANSACTIONS | FEE in EUR |
| SEPA Outgoing Payment Fee (using IBAN and BIC) | NO FEE |
| International Payments – | 3.00% with €25 minimum |
| PRIORITY (SWIFT) | and €300 maximum |
| ADMINISTRATIVE TRANSACTIONS | FEE in EUR |
| Replacement Card | €10 |
| ATM USAGE | FEE in EUR |
| ATM Domestic (SEPA region) | 2.50% |
| ATM International (outside SEPA region) | 1.00% + €2.50 |
| ATM Balance Inquiry | €0.50 |
| Pin change at ATM | €0.50 |
| POS TRANSACTIONS | FEE in EUR |
| POS Domestic (SEPA region) | NO FEE |
| POS International (outside SEPA region) | 1.00% + €1.00 |
| DECLINE FEE ON SPEND | FEE in EUR |
| Decline Fee | €0.50 |
| MISCELLANEOUS FEES | FEE in EUR |
| FX Fee on card | 3.00% |
| Card to Card | NO FEE |
| IBAN creation | NO FEE |
| FIRST ONLINE PIN REVEAL (Dashboard) | NO FEE |
| ALL SUBSEQUENT ONLINE PIN REVEALS (SMS only) | €1.00 |
| SPENDING LIMITS PER CARD | JADE (€) |
| Maximum ATM Withdrawal per day | 750 |
| Maximum ATM Withdrawal per month | 1,000.00 |
| Maximum ATM Withdrawal per year | 12,000.00 |
| ATM Maximum Number of Withdrawals per day | 3 |
| POS Maximum Spend per day | 3,000.00 |
| POS maximum Spend per month | 3,000.00 |
| POS maximum Spend per year | 36,000.00 |
| POS maximum Spend per single transaction | 3,000.00 |
| POS Maximum Number of Transactions per day | 20 |
| LOADING LIMITS | JADE EUR IBAN (€) | JADE Mastercard (€) |
| Initial Load Maximum | 6,000.00 | 3,000.00 |
| Max individual Reload Amount | 6,000.00 | 3,000.00 |
| Max load limit per day | 6,000.00 | 3,000.00 |
| Max number of loads per day | 20 | 20 |
| Maximum load amount per month | 6,000.00 | 3,000.00 |
| Maximum cumulative Yearly Load | 72,000.00 | 36,000.00 |
| Maximum Available Balance | 10,000.00 | 10,000.00 |
| Card to Card Load Tries per day | 5 | 3 |
Emerald Card Plan
| Monthly loading on card: | €6,000.00 |
| Yearly loading on card: | €72,000.00 |
| Monthly loading on IBAN: | €20,000.00 |
| Yearly loading on IBAN: | €240,000.00 |
| CARD FEES | FEE in EUR |
| Card Fee (including activation) | NO FEE |
| Inactivity fee | NO FEE |
| Monthly Service Charge | €9.95 |
| LOADING TRANSACTIONS | FEE in EUR |
| Load Via Debit Card Fee (IBAN) | 0.50% + €0.15 |
| SEPA Incoming Load (IBAN) | NO FEE |
| SPENDING TRANSACTIONS | FEE in EUR |
| SEPA Outgoing Payment Fee (using IBAN and BIC) | NO FEE |
| International Payments – | 3.00% with €25 minimum |
| PRIORITY (SWIFT) | and €300 maximum |
| ADMINISTRATIVE TRANSACTIONS | FEE in EUR |
| Replacement Card | €10 |
| ATM USAGE | FEE in EUR |
| ATM Domestic (SEPA region) 3 x NO FEE ATM withdrawals per calendar month with threshold €200 each withdrawal | 2.00% |
| ATM International (outside SEPA region) | 1.00% + €2.00 |
| ATM Balance Inquiry | € 0.50 |
| Pin change at ATM | € 0.50 |
| POS TRANSACTIONS | FEE in EUR |
| POS domestic (SEPA region) | NO FEE |
| POS International (outside SEPA region) | 1.00% + €1.00 |
| DECLINE FEE ON SPEND | FEE in EUR |
| Decline Fee | €0.50 |
| MISCELLANEOUS FEES | FEE in EUR |
| FX Fee on card | 3.00% |
| Card to Card | NO FEE |
| IBAN creation | NO FEE |
| FIRST ONLINE PIN REVEAL (Dashboard) | NO FEE |
| ALL SUBSEQUENT ONLINE PIN REVEALS (SMS only) | €1.00 |
| SPENDING LIMITS PER CARD | EMERALD CARD (€) |
| Maximum ATM Withdrawal per day | 750 |
| Maximum ATM Withdrawal per month | 1,000.00 |
| Maximum ATM Withdrawal per year | 12,000.00 |
| ATM Maximum Number of Withdrawals per day | 3 |
| POS Maximum Spend per day | 6,000.00 |
| POS maximum Spend per month | 6,000.00 |
| POS maximum Spend per year | 36,000.00 |
| POS maximum Spend per single transaction | 3,000.00 |
| POS Maximum Number of Transactions per day | 20 |
| LOADING LIMITS | EMERALD EUR IBAN(€) | EMERALD Mastercard(€) |
| Initial Load Maximum | 10,000.00 | 5.000.00 |
| Max individual Reload Amount | 20,000.00 | 5.000.00 |
| Max load limit per day | 20,000.00 | 5.000.00 |
| Max number of loads per day | 20 | 20 |
| Maximum load amount per month | 20,000.00 | 6,000.00 |
| Maximum cumulative Yearly Load | 240,000.00 | 72,000.00 |
| Maximum Available Balance | 20,000.00 | 10,000.00 |
| Card to Card Load Tries per day | 5 | 3 |
NOTES:
The top-up/loading limits of eCREDO’s Mastercard and eCREDO’s EUR IBAN are separate.
eCREDO’s Mastercard should be loaded from the IBAN.
*Debit card loads for Jade and Emerald is 2 per day for each card plan. You can also load your IBAN with SEPA transfer.
**Maximum Card Available Balance: this is a cumulative amount across all currency wallets and the Mastercard, so the total aggregate value, across all the currencies should not exceed the stated amount.
**Maximum IBAN Available Balance: this is a cumulative amount currently held in the IBAN.
Onyx Card Plan
| Monthly loading on card: | €55,000.00 |
| Yearly loading on card: | €660,000.00 |
| Monthly loading on IBAN: | €110,000.00 |
| Yearly loading on IBAN: | €1,320,000.00 |
| CARD FEES | FEE in EUR |
| Card Fee (including activation) | NO FEE |
| Inactivity fee | NO FEE |
| Monthly Service Charge | €68.95 |
| LOADING TRANSACTIONS | FEE in EUR |
| SEPA Incoming Load (IBAN) | NO FEE |
| SPENDING TRANSACTIONS | FEE in EUR |
| SEPA Outgoing Payment Fee (using IBAN and BIC) | NO FEE |
| International Payments – PRIORITY (SWIFT) | 3.00% with €25 minimum and €300 maximum |
| ADMINISTRATIVE TRANSACTIONS | FEE in EUR |
| Replacement Card | €10 |
| ATM USAGE | FEE in EUR |
| ATM Domestic (SEPA region) 3 x NO FEE ATM withdrawals per calendar month with threshold €300 each withdrawal | 2.00% |
| ATM International (outside SEPA region) | 1.00% + €2.00 |
| ATM Balance Inquiry | €0.50 |
| Pin change at ATM | €0.50 |
| POS TRANSACTIONS | FEE in EUR |
| POS Domestic (SEPA region) | NO FEE |
| POS International (outside SEPA region) | 1.00% + €1.00 |
| DECLINE FEE ON SPEND | FEE in EUR |
| Decline Fee | €0.50 |
| MISCELLANEOUS FEES | FEE in EUR |
| FX Fee on card | 2.00% |
| Card to Card | NO FEE |
| IBAN creation | NO FEE |
| FIRST ONLINE PIN REVEAL (Dashboard) | NO FEE |
| ALL SUBSEQUENT PIN REVEALS (SMS only) | €1.00 |
| SPENDING LIMITS | ONYX (€) |
| Maximum ATM Withdrawal per day | 550.00 |
| Maximum ATM Withdrawal per month | 2,200.00 |
| Maximum ATM Withdrawal per year | 26,400.00 |
| ATM Maximum Number of Withdrawals per day | 3 |
| POS Maximum Spend per day | 11,250.00 |
| POS maximum Spend per month | 55,000.00 |
| POS maximum Spend per year | 660,000.00 |
| POS maximum Spend per single transaction | 5,500.00 |
| POS Maximum Number of Transactions per day | 20 |
| LOADING LIMITS | ONYX EUR IBAN | ONYX Mastercard (€) |
| Initial Load Maximum | 50,000.00 | 11,250.00 |
| Max individual Reload Amount | 50,000.00 | 11,250.00 |
| Max load limit per day | 50,000.00 | 11,250.00 |
| Max number of loads per day | 20 | 20 |
| Maximum load amount per month | 110,000.00 | 55,000.00 |
| Maximum cumulative Yearly Load | 1,320,000.00 | 660,000.00 |
| Maximum Available Balance | 100,000.00 | 10,000.00 |
| Card to Card Load Tries per day | 5 | 5 |
Ruby Card Plan
| Monthly loading on card: | €110,000.00 |
| Yearly loading on card: | €1,320,000.00 |
| Monthly loading on IBAN: | €1,000,000.00 |
| Yearly loading on IBAN: | €3,000,000.00 |
| CARD FEES | FEE in EUR |
| Card Fee (including activation) | NO FEE |
| Inactivity fee | NO FEE |
| Monthly Service Charge | €99.95 |
| LOADING TRANSACTIONS | FEE in EUR |
| SEPA Incoming Load (IBAN) | NO FEE |
| SPENDING TRANSACTIONS | FEE in EUR |
| SEPA Outgoing Payment Fee (using IBAN and BIC) | NO FEE |
| International Payments – PRIORITY (SWIFT) | 3.00% with €25 minimum and €300 maximum |
| ADMINISTRATIVE TRANSACTIONS | FEE in EUR |
| Replacement Card | €10 |
| ATM USAGE | FEE in EUR |
| ATM Domestic (SEPA region) 3 x NO FEE ATM withdrawals per calendar month with threshold €500 each withdrawal | 1.50% |
| ATM International (outside SEPA region) | 1.00% + €1.50 |
| ATM Balance Inquiry | €0.50 |
| Pin change at ATM | €0.50 |
| POS TRANSACTIONS | FEE in EUR |
| POS Domestic (SEPA region) | NO FEE |
| POS International (outside SEPA region) | 1.00% + €1.00 |
| DECLINE FEE ON SPEND | FEE in EUR |
| Decline Fee | €0.50 |
| MISCELLANEOUS FEES | FEE in EUR |
| FX Fee on card | 2.00% |
| Card to Card | NO FEE |
| IBAN creation | NO FEE |
| ALL SUBSEQUENT ONLINE PIN REVEALS (SMS only) | €1.00 |
| FIRST ONLINE PIN REVEAL (Dashboard) | NO FEE |
| SPENDING LIMITS | RUBY (€) |
| Maximum ATM Withdrawal per day | 1,100.00 |
| Maximum ATM Withdrawal per month | 4,400.00 |
| Maximum ATM Withdrawal per year | 52,800.00 |
| ATM Maximum Number of Withdrawals per day | 3 |
| POS Maximum Spend per day | 22,500.00 |
| POS maximum Spend per month | 110,000.00 |
| POS maximum Spend per year | 1,320,000.00 |
| POS maximum Spend per single transaction | 11,000.00 |
| POS Maximum Number of Transactions per day | 20 |
| LOADING LIMITS | RUBY EUR IBAN | RUBY Mastercard (€) |
| Initial Load Maximum | 200,000.00 | 22,500.00 |
| Max individual Reload Amount | 200,000.00 | 22,500.00 |
| Max load limit per day | 200,000.00 | 22,500.00 |
| Max number of loads per day | 20 | 20 |
| Maximum load amount per month | 1,000,000.00 | 110,000.00 |
| Maximum cumulative Yearly Load | 3,000,000.00 | 1,320,000.00 |
| Maximum Available Balance | 500,000.00 | 25,000.00 |
| Card to Card Load Tries per day | 5 | 5 |
NOTES:
The top-up/loading limits of eCREDO’s Mastercard and eCREDO’s EUR IBAN are separate.
eCREDO’s Mastercard should be loaded from the IBAN.
*Debit card loads for Jade and Emerald is 2 per day for each card plan. You can also load your IBAN with SEPA transfer.
**Maximum Card Available Balance: this is a cumulative amount across all currency wallets and the Mastercard, so the total aggregate value, across all the currencies should not exceed the stated amount.
**Maximum IBAN Available Balance: this is a cumulative amount currently held in the IBAN.
