Jade Card Plan
| Monthly loading on card: | € 3,000.00 |
| Yearly loading on card: | € 36,000.00 |
| Monthly loading on IBAN: | € 6,000.00 |
| Yearly loading on IBAN: | € 72,000.00 |
| Monthly subscription: | NO FEE |
| CARD FEES | FEE in EUR |
| Card issue fee (primary card) | € 10,00 |
| Card issue fee (Emerald secondary card) | N/A |
| LOADING TRANSACTIONS | FEE in EUR |
| Load Via Debit Card Fee (IBAN) | NO FEE |
| SEPA Incoming Load (IBAN) | NO FEE |
| OUTGOING TRANSACTIONS | FEE in EUR |
| SEPA Outgoing Payment Fee (IBAN ) | NO FEE up to €2000. Then 0.15% on full amount, with min €2.00 and max €6.00 |
| International Payments – Priority (SWIFT) | 0.30% WITH MIN €30.00 AND MAX €300.00 |
| TRANSACTIONS BETWEEN eCREDO ACCOUNTS | FEE in EUR |
| From eCREDO IBAN to eCREDO IBAN – e2e Now | NO FEE for transactions up to €50.00. Then €1.75 fee for transactions of more than €50.01 |
| ADMINISTRATIVE TRANSACTIONS | FEE in EUR |
| Replacement Card | €10 |
| ATM USAGE | FEE in EUR |
| ATM Domestic (SEPA region) | NO FEE 5 X €200 per calendar month. Then 2.50% on full amount of withdrawal |
| ATM International (outside SEPA region) | 1.00% + €2.50 |
| ATM Balance Inquiry | €0.50 |
| Pin change at ATM | €0.50 |
| POS TRANSACTIONS | FEE in EUR |
| POS Domestic (SEPA region) | NO FEE |
| POS International (outside SEPA region) | 1.00% + €1.00 |
| DECLINE FEE ON SPEND | FEE in EUR |
| Decline Fee | €0.50 |
| MISCELLANEOUS FEES | FEE in EUR |
| FX Fee on card | 3.00% |
| Card to Card | NO FEE |
| IBAN creation | NO FEE |
| FIRST ONLINE PIN REVEAL (Dashboard) | NO FEE |
| ALL SUBSEQUENT ONLINE PIN REVEALS (SMS only) | €1.00 |
| SPENDING LIMITS PER CARD | JADE (€) |
| Maximum ATM Withdrawal per day | 750 |
| Maximum ATM Withdrawal per month | 1,000.00 |
| Maximum ATM Withdrawal per year | 12,000.00 |
| ATM Maximum Number of Withdrawals per day | 3 |
| POS Maximum Spend per day | 3,000.00 |
| POS maximum Spend per month | 3,000.00 |
| POS maximum Spend per year | 36,000.00 |
| POS maximum Spend per single transaction | 3,000.00 |
| POS Maximum Number of Transactions per day | 20 |
| LOADING LIMITS | JADE EUR IBAN (€) | JADE Mastercard (€) |
| Initial Load Maximum | 6,000.00 | 3,000.00 |
| Max individual Reload Amount | 6,000.00 | 3,000.00 |
| Max load limit per day | 6,000.00 | 3,000.00 |
| Max number of loads per day | 10 | 10 |
| Maximum load amount per month | 6,000.00 | 3,000.00 |
| Maximum cumulative Yearly Load | 72,000.00 | 36,000.00 |
| Maximum Available Balance | 10,000.00 | 10,000.00 |
|
Max transfers between your accounts, and between eCREDO IBANs (daily) |
10 |
|
Emerald Card Plan
| Monthly loading on card: | € 6,000.00 |
| Yearly loading on card: | € 72,000.00 |
| Monthly loading on IBAN: | € 50,000.00 |
| Yearly loading on IBAN: | € 200,000.00 |
| Monthly subscription: | € 9.95 |
| CARD FEES | FEE in EUR |
| Card issue fee (primary card) | € 5,00 |
| Card issue fee (Emerald secondary card) | €5.00 each card |
| LOADING TRANSACTIONS | FEE in EUR |
| Load Via Debit Card Fee (IBAN) | NO FEE |
| SEPA Incoming Load (IBAN) | NO FEE |
| OUTGOING TRANSACTIONS | FEE in EUR |
| SEPA Outgoing Payment Fee (IBAN) | NO FEE up to €3000. Then 0.15% on full amount, with min €2.00 and max €6.00 |
| International Payments – Priority SWIFT | 0.30% WITH MIN €30.00 AND MAX €300.00 |
| TRANSACTIONS BETWEEN eCREDO ACCOUNTS | FEE in EUR |
| From eCREDO IBAN to eCREDO IBAN – e2e Now | NO FEE for transactions up to €50.00. Then €1.75 fee for transactions of more than €50.01 |
| ADMINISTRATIVE TRANSACTIONS | FEE in EUR |
| Replacement Card | €10 |
| ATM USAGE | FEE in EUR |
| ATM Domestic (SEPA region) | NO FEE 5 X €200 per calendar month. Then 2.50% on full amount of withdrawal |
| ATM International (outside SEPA region) | 1.00% + €2.50 |
| ATM Balance Inquiry | € 0.50 |
| Pin change at ATM | € 0.50 |
| POS TRANSACTIONS | FEE in EUR |
| POS domestic (SEPA region) | NO FEE |
| POS International (outside SEPA region) | 1.00% + €1.00 |
| DECLINE FEE ON SPEND | FEE in EUR |
| Decline Fee | €0.50 |
| MISCELLANEOUS FEES | FEE in EUR |
| FX Fee on card | 3.00% |
| Card to Card | NO FEE |
| IBAN creation | NO FEE |
| FIRST ONLINE PIN REVEAL (Dashboard) | NO FEE |
| ALL SUBSEQUENT ONLINE PIN REVEALS (SMS only) | €1.00 |
| SPENDING LIMITS PER CARD | EMERALD CARD (€) |
| Maximum ATM Withdrawal per day | 750 |
| Maximum ATM Withdrawal per month | 1,000.00 |
| Maximum ATM Withdrawal per year | 12,000.00 |
| ATM Maximum Number of Withdrawals per day | 3 |
| POS Maximum Spend per day | 6,000.00 |
| POS maximum Spend per month | 6,000.00 |
| POS maximum Spend per year | 36,000.00 |
| POS maximum Spend per single transaction | 3,000.00 |
| POS Maximum Number of Transactions per day | 20 |
| LOADING LIMITS | EMERALD EUR IBAN(€) | EMERALD Mastercard(€) |
| Initial Load Maximum | 10,000.00 | 5.000.00 |
| Max individual Reload Amount | 20,000.00 | 5.000.00 |
| Max load limit per day | 20,000.00 | 5.000.00 |
| Max number of loads per day | 10 | 10 |
| Maximum load amount per month | 50,000.00 | 6,000.00 |
| Maximum cumulative Yearly Load | 200,000.00 | 72,000.00 |
| Maximum Available Balance | 100,000.00 | 10,000.00 |
| Max transfers between your accounts, and between eCREDO IBANs (daily) |
10 |
|
NOTES:
The top-up/loading limits of eCREDO’s Mastercard and eCREDO’s EUR IBAN are separate.
eCREDO’s Mastercard should be loaded from the IBAN.
*Debit card loads for Jade and Emerald is 2 per day for each card plan. You can also load your IBAN with SEPA transfer.
**Maximum Card Available Balance: this is a cumulative amount across all currency wallets and the Mastercard, so the total aggregate value, across all the currencies should not exceed the stated amount.
**Maximum IBAN Available Balance: this is a cumulative amount currently held in the IBAN.
** Contactless usage of eCREDO’s cards
- Max. contactless transaction value per transaction is €50
- Max. contactless transaction count is 15*
- Max. daily contactless transaction value is €150
* Cardholder will be able to make 15 contactless payments until the PIN is requested, or complete the €150 in one day, whichever is reached first, then PIN will be requested. Otherwise, please insert the physical card into the POS terminal.
Onyx Card Plan
| Monthly loading on card: | € 55,000.00 |
| Yearly loading on card: | € 660,000.00 |
| Monthly loading on IBAN: | € 110,000.00 |
| Yearly loading on IBAN: | € 1,320,000.00 |
| Monthly subscription: | € 68.95 |
| CARD FEES | FEE in EUR |
| Card Fee (including activation) | NO FEE |
| Inactivity fee | NO FEE |
| Monthly Service Charge | NO FEE |
| LOADING TRANSACTIONS | FEE in EUR |
| SEPA Incoming Load (IBAN) | NO FEE |
| OUTGOING TRANSACTIONS | FEE in EUR |
| SEPA Outgoing Payment Fee (using IBAN and BIC) | NO FEE |
| International Payments Outgoing – Priority SWIFT | 0.30% WITH MIN €30.00 AND MAX €300.00 |
| TRANSACTIONS BETWEEN eCREDO ACCOUNTS | FEE in EUR |
| From eCREDO IBAN to eCREDO IBAN – e2e Now | NO FEE for transactions up to €50.00. Then €1.75 fee for transactions of more than €50.01 |
| ADMINISTRATIVE TRANSACTIONS | FEE in EUR |
| Replacement Card | €10 |
| ATM USAGE | FEE in EUR |
| ATM Domestic (SEPA region) 3 x NO FEE ATM withdrawals per calendar month with threshold €300 each withdrawal | 2.00% |
| ATM International (outside SEPA region) | 1.00% + €2.00 |
| ATM Balance Inquiry | €0.50 |
| Pin change at ATM | €0.50 |
| POS TRANSACTIONS | FEE in EUR |
| POS Domestic (SEPA region) | NO FEE |
| POS International (outside SEPA region) | 1.00% + €1.00 |
| DECLINE FEE ON SPEND | FEE in EUR |
| Decline Fee | €0.50 |
| MISCELLANEOUS FEES | FEE in EUR |
| FX Fee on card | 2.00% |
| Card to Card | NO FEE |
| IBAN creation | NO FEE |
| FIRST ONLINE PIN REVEAL (Dashboard) | NO FEE |
| ALL SUBSEQUENT PIN REVEALS (SMS only) | €1.00 |
| SPENDING LIMITS | ONYX (€) |
| Maximum ATM Withdrawal per day | 900.00 |
| Maximum ATM Withdrawal per month | 2,200.00 |
| Maximum ATM Withdrawal per year | 26,400.00 |
| ATM Maximum Number of Withdrawals per day | 3 |
| POS Maximum Spend per day | 11,250.00 |
| POS maximum Spend per month | 55,000.00 |
| POS maximum Spend per year | 660,000.00 |
| POS maximum Spend per single transaction | 5,500.00 |
| Max transfers between your accounts, and between eCREDO IBANs (daily) | 20 |
| LOADING LIMITS | ONYX EUR IBAN | ONYX Mastercard (€) |
| Initial Load Maximum | 50,000.00 | 11,250.00 |
| Max individual Reload Amount | 50,000.00 | 11,250.00 |
| Max load limit per day | 50,000.00 | 11,250.00 |
| Max number of loads per day | 20 | 20 |
| Maximum load amount per month | 110,000.00 | 55,000.00 |
| Maximum cumulative Yearly Load | 1,320,000.00 | 660,000.00 |
| Maximum Available Balance | 100,000.00 | 10,000.00 |
Ruby Card Plan
| Monthly loading on card: | € 110,000.00 |
| Yearly loading on card: | € 1,320,000.00 |
| Monthly loading on IBAN: | € 1,000,000.00 |
| Yearly loading on IBAN: | € 3,000,000.00 |
| Monthly subscription: | € 99.95 |
| CARD FEES | FEE in EUR |
| Card Fee (including activation) | NO FEE |
| Inactivity fee | NO FEE |
| Monthly Service Charge | NO FEE |
| LOADING TRANSACTIONS | FEE in EUR |
| SEPA Incoming Load (IBAN) | NO FEE |
| OUTGOING TRANSACTIONS | FEE in EUR |
| SEPA Outgoing Payment Fee (using IBAN and BIC) | NO FEE |
| International Payments Outgoing – Priority SWIFT | 0.30% WITH MIN €30.00 AND MAX €300.00 |
| TRANSACTIONS BETWEEN eCREDO ACCOUNTS | FEE in EUR |
| From eCREDO IBAN to eCREDO IBAN – e2e Now | NO FEE for transactions up to €50.00. Then €1.75 fee for transactions of more than €50.01 |
| ADMINISTRATIVE TRANSACTIONS | FEE in EUR |
| Replacement Card | €10 |
| ATM USAGE | FEE in EUR |
| ATM Domestic (SEPA region) 3 x NO FEE ATM withdrawals per calendar month with threshold €500 each withdrawal | 1.50% |
| ATM International (outside SEPA region) | 1.00% + €1.50 |
| ATM Balance Inquiry | €0.50 |
| Pin change at ATM | €0.50 |
| POS TRANSACTIONS | FEE in EUR |
| POS Domestic (SEPA region) | NO FEE |
| POS International (outside SEPA region) | 1.00% + €1.00 |
| DECLINE FEE ON SPEND | FEE in EUR |
| Decline Fee | €0.50 |
| MISCELLANEOUS FEES | FEE in EUR |
| FX Fee on card | 2.00% |
| Card to Card | NO FEE |
| IBAN creation | NO FEE |
| ALL SUBSEQUENT ONLINE PIN REVEALS (SMS only) | €1.00 |
| FIRST ONLINE PIN REVEAL (Dashboard) | NO FEE |
| SPENDING LIMITS | RUBY (€) |
| Maximum ATM Withdrawal per day | 1,100.00 |
| Maximum ATM Withdrawal per month | 4,400.00 |
| Maximum ATM Withdrawal per year | 52,800.00 |
| ATM Maximum Number of Withdrawals per day | 3 |
| POS Maximum Spend per day | 22,500.00 |
| POS maximum Spend per month | 110,000.00 |
| POS maximum Spend per year | 1,320,000.00 |
| POS maximum Spend per single transaction | 11,000.00 |
| Max transfers between your accounts, and between eCREDO IBANs (daily) | 20 |
| LOADING LIMITS | RUBY EUR IBAN | RUBY Mastercard (€) |
| Initial Load Maximum | 200,000.00 | 22,500.00 |
| Max individual Reload Amount | 200,000.00 | 22,500.00 |
| Max load limit per day | 200,000.00 | 22,500.00 |
| Max number of loads per day | 20 | 20 |
| Maximum load amount per month | 1,000,000.00 | 110,000.00 |
| Maximum cumulative Yearly Load | 3,000,000.00 | 1,320,000.00 |
| Maximum Available Balance | 500,000.00 | 25,000.00 |
NOTES:
The top-up/loading limits of eCREDO’s Mastercard and eCREDO’s EUR IBAN are separate.
eCREDO’s Mastercard should be loaded from the IBAN.
*Debit card loads for Jade and Emerald is 2 per day for each card plan. You can also load your IBAN with SEPA transfer.
**Maximum Card Available Balance: this is a cumulative amount across all currency wallets and the Mastercard, so the total aggregate value, across all the currencies should not exceed the stated amount.
**Maximum IBAN Available Balance: this is a cumulative amount currently held in the IBAN.
** Contactless usage of eCREDO’s cards
- Max. contactless transaction value per transaction is €50
- Max. contactless transaction count is 15*
- Max. daily contactless transaction value is €150
* Cardholder will be able to make 15 contactless payments until the PIN is requested, or complete the €150 in one day, whichever is reached first, then PIN will be requested. Otherwise, please insert the physical card into the POS terminal.
